Financial Aid

Financial Aid opportunities

Emergency Grants OSAP, Out-of-province Canadian student loans, US government student loans  | Professional Master Financial Aid (PMFA)  | Bank loans & Line of Credit  | Students with Disabilities | Work-Study program |

Emergency Grants

The government of Canada has provided their plan to support Students and Recent Graduates Impacted by COVID-19 To help students access all the various funding resources, the University has put together a comprehensive list:

You may also wish to review all other funding resources put together by the Canadian government here: Canada’s COVID-19 Economic Response Plan

If you find yourself in financial hardship due to the COVID-19 situation, or any other emergency situations, please know that the Faculty and University is here to help. The Faculty and the University of Toronto has grants available for emergency situations:

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OSAP and other Government loans

Ontario residents: The Ontario Student Assistance Program (OSAP) is a government financial aid program that assists eligible Ontario residents attending university through a combination of loans and grants. Visit the OSAP website to find out more and to apply for OSAP today:

Residents of other Canadian provinces: Students who are Canadian citizens, permanent residents, or protected persons may be eligible for financial assistance from their provincial or territorial governments. You can visit this Enrolment Services page on how UofT could be involved in your application process with your provincial/territorial governments.

U.S. citizens or permanent residents: Eligible US citizens/permanent residents may look into applying for US Direct Loans or alternative/private loans. More details can be found on this US Loans website.

Fee Deferrals – students who have applied for OSAP, other provinces’ loans and grants, and US Direct Loans may be eligible to request a tuition fee deferral. A successful tuition fee deferral registers you for the academic year without needing to make payment immediately AND extends your deadline for paying your outstanding ACORN fees.

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Professional Master Financial Aid (PMFA)

The Faculty of Information provides financial assistance to students through a combination of grants and awards. The PMFA, offered through the Faculty of Information, is a grant that attempts to fill a portion of the financial gap for full-time students who receive the maximum amount of government financial aid available, but whose funding doesn’t cover all university costs.


  • registered with the Faculty of Information
  • receiving the maximum amount of government financial aid available, but whose funding doesn’t cover all university costs


For students receiving OSAP, your financial need information will be sent to us directly.

For students receiving Out-of-Province student loan, you need to complete the Out-of-Province Financial Aid Application form.

Special circumstances: If there were any extenuating circumstances that you feel we should know about in considering your financial need, please contact the Student Services office to book an appointment.

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Bank loans & Line of Credit

Starting in September 2017, students in professional programs such as the Master of Information (MI) and Master of Museum Studies (MMSt) can apply for a low-interest bank line of credit through the Scotia Professional Plan for Students. Or if you’re a US citizen, the US Direct Loan Program could provide the support you need.

Learn more.

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Students with Disabilities

Students with permanent disabilities may receive funds through the Canada Student Grant for Persons with Permanent Disabilities as part of their OSAP funding. In addition, grants are available through the Ontario Bursary for Students with Disabilities (BSWD) and the Canada Student Grant for Services and Equipment for Persons with Permanent Disabilities to help with disability-related supports and services for students with permanent or temporary disabilities.

Students receiving aid from another province or territory should contact their province or territory to learn more about the disability-related programs that may be available.

To learn more about the associated funding through the Canadian provincial and federal government, please view the Enrolment Services page on Financial Aid for Students with Disabilities.

The School of Graduate Studies (SGS) also offers an Accessibility Grant to assist with accommodations necessary to meet unexpected needs arising from the particular demands of the graduate program. Students need to be registered with the UofT Accessibility Services to apply for this grant.

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Work-Study Program

Develop your skills, knowledge, and work experience through the University of Toronto’s Work-Study Program. You can be hired for paid work on campus.

Work Study is open to domestic undergraduate and graduate degree students studying on full time or part time basis (i.e., registered in at least 2.0 credits) and International undergraduate and graduate students studying on a full time basis, continuously from September to April. International students studying on a part time basis are NOT eligible to work on Campus – please see the Government of Canada website for rules and regulations.

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UTAPS: University of Toronto Advanced Planning for Students

University of Toronto Advanced Planning for Students
For students who began their program in 2016-17 or earlier.

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